Colts follow Luck's lead past Miami 23-20

Indianapolis Colts interim head coach Bruce Arians calls a play during the second half of an NFL football game against the Miami Dolphins in Indianapolis, Sunday, Nov. 4, 2012. (AP Photo/Darron Cummings)

Indianapolis Colts interim head coach Bruce Arians calls a play during the second half of an NFL football game against the Miami Dolphins in Indianapolis, Sunday, Nov. 4, 2012. (AP Photo/Darron Cummings)

Indianapolis Colts wide receiver Donnie Avery (11) pushes off Miami Dolphins cornerback Nolan Carroll after making a catch during the first half of an NFL football game in Indianapolis, Sunday, Nov. 4, 2012. (AP Photo/AJ Mast)

Miami Dolphins quarterback Ryan Tannehill loses the ball as he's hit by Indianapolis Colts outside linebacker Dwight Freeney during the first half of an NFL football game in Indianapolis, Sunday, Nov. 4, 2012. The Dolphins recovered the ball. (AP Photo/Darron Cummings)

Indianapolis Colts kicker Adam Vinatieri makes a field goal as punter Pat McAfee holds during the first half of an NFL football game in Indianapolis, Sunday, Nov. 4, 2012. (AP Photo/AJ Mast)

Miami Dolphins running back Daniel Thomas, center, picks up yardage as he gets between Indianapolis Colts inside linebacker Jerrell Freeman, left, and cornerback Cassius Vaughn during the first half of an NFL football game in Indianapolis, Sunday, Nov. 4, 2012. (AP Photo/AJ Mast)

INDIANAPOLIS (AP) ? Andrew Luck and Ryan Tannehill put on a memorable show for Chuck Pagano on Sunday.

The rookie quarterbacks traded jab for jab, hook for hook and TD pass for TD pass. When the duel finally ended, it was Luck who had the records ? and another win for his ailing coach.

Luck threw for 433 yards and two TD passes, breaking Cam Newton's single-game passing record (422 yards) for a rookie as he led the Colts to a 23-20 victory over Miami.

The matchup was everything people expected from the two first-round draft picks, who had gotten their teams off to surprising starts.

And this one will go down as yet another memorable chapter in Indy's bittersweet season.

Pagano, the Colts coach who had been watching the games on television since Sept. 26 after being diagnosed with a form of leukemia, walked into the coaches' box about 5 minutes before kickoff and after speaking to the team.

Luck took the cue, throwing for 273 yards in the first half ? the fourth highest first-half total in franchise history ? and it didn't take much longer for the No. 1 overall draft pick to join Peyton Manning as the only players in league history with four 300-yard games in their rookie seasons.

Luck finished 30 of 48 and made big play after big play for the Colts (5-3), who have won three straight and are 4-1 at home.

Tannehill was just as impressive despite not being 100 percent. He was questionable all week with left knee and thigh injuries, was limited in practice and wasn't picked as the starter until about 90 minutes before kickoff. He wound up going 22 of 38 for 290 yards with one touchdown.

But it wasn't quite enough to prevent Miami (4-4) from losing for the first time in four games.

The difference: Luck made bigger plays.

He continually escaped pressure, hooked up on long throws, converted third downs and made two uncanny TD passes ? a 9-yard throw to Reggie Wayne, who made a beautiful toe-tap in the back of the end zone in the first quarter and a 36-yard scoring pass into double coverage that rookie T.Y. Hilton hauled in with a terrific leaping catch to give Indy a 20-17 lead late in the third quarter.

Miami tied the score at 20 when Dan Carpenter made a 31-yard field goal with 13:12 to go, but Luck led the Colts on a 13-play, 69-yard drive to set up Adam Vinatieri for the decisive 43-yard field goal with 6:03 to go.

The Dolphins got the ball back two more times, but never got into scoring position and Luck ran out the clock.

___

Online: http://pro32.ap.org/poll and http://twitter.com/AP_NFL

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-11-04-Dolphins-Colts/id-271688d24ffd4f5aa7160bbc085503e9

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What's a health insurance deduction? | Get Smart Get Covered ...

If you have employer-based health insurance, open enrollment is when you?re asked to make a health insurance selection for the coming year. A lot of companies are having their open enrollment period now, and whatever health plan you choose, that?s the one you?re going to be stuck with for all of 2013.

It?s a big decision, but before you can make a wise choice, you need to know your terms. So here?s an excellent question for you. Last week on Yahoo Answers, someone asked what the difference is between a health insurance premium and a health insurance deduction. Do you know?

Not deductible, mind you, but deduction.

The eHealthInsurance reply was voted Best Answer:

Here?s an example. I?m going to base it on someone with employer-sponsored health insurance, since that helps.

Okay, so Joe works for Company X and they offer health insurance to employees. In order to provide Joe with health insurance, Company X has to pay the health insurance company a premium of, say, $500 per month. That?s the ?premium?: the total amount paid to the insurance company to keep Joe?s coverage in effect on a month to month basis.

Now, lucky for him, Joe doesn?t have to pay all of that $500. Company X pays most of it, but they do require that he contributes $100 per month toward his premium. $100 is therefore deducted from Joe?s monthly salary for this purpose. That?s the ?deduction?: the amount taken from Joe?s pay and applied toward his monthly health insurance premium.

Image by Flickr user DorkyMum

Source: http://blog.ehealthinsurance.com/2012/11/health-insurance-premium-vs-health-insurance-deduction-consumer-qa/

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A New Kind of Tutoring Aims to Make Students Smarter

Marcus Yam for The New York Times

In this exercise at LearningRx in Upper Montclair, N.J., a trainee tosses a bean bag on the beat of a metronome while doing addition or recalling a sentence, one letter at a time.

IN the back room of a suburban storefront previously occupied by a yoga studio, Nick Vecchiarello, a 16-year-old from Glen Ridge, N.J., sits at a desk across from Kathryn Duch, a recent college graduate who wears a black shirt emblazoned with the words ?Brain Trainer.? Spread out on the desk are a dozen playing cards showing symbols of varying colors, shapes and sizes. Nick stares down, searching for three cards whose symbols match.

?Do you see it?? Ms. Duch asks encouragingly.

?Oh, man,? mutters Nick, his eyes shifting among the cards, looking for patterns.

Across the room, Nathan Veloric, 23, studies a list of numbers, looking for any two in a row that add up to nine. With tight-lipped determination, he scrawls a circle around one pair as his trainer holds a stopwatch to time him. Halfway through the 50 seconds allotted to complete the exercise, a ruckus comes from the center of the room.

?Nathan?s here!? shouts Vanessa Maia, another trainer. Approaching him with a teasing grin, she claps her hands like an annoying little sister. ?Distraction!? she shouts. ?Distraction!?

There is purpose behind the silliness. Ms. Maia is challenging the trainees to stay focused on their tasks in the face of whatever distractions may be out there, whether Twitter feeds, the latest Tumblr posting or old-fashioned classroom commotion.

On this Wednesday evening at the Upper Montclair, N.J., outlet of LearningRx, a chain of 83 ?brain training? franchises across the United States, the goal is to improve cognitive skills. LearningRx is one of a growing number of such commercial services ? some online, others offered by psychologists. Unlike traditional tutoring services that seek to help students master a subject, brain training purports to enhance comprehension and the ability to analyze and mentally manipulate concepts, images, sounds and instructions. In a word, it seeks to make students smarter.

?We measure every student pre- and post-training with a version of the Woodcock-Johnson general intelligence test,? said Ken Gibson, who began franchising LearningRx centers in 2003, and has data on more than 30,000 of the nearly 50,000 students who have been trained. ?The average gain on I.Q. is 15 points after 24 weeks of training, and 20 points in less than 32 weeks.?

The three other large cognitive training services ? Lumosity, Cogmed and Posit Science ? dance around the question of whether they truly raise I.Q. but do assert that they improve cognitive performance.

?Your brain, just brighter,? is the slogan of Lumosity, an online company that now has some 25 million registered members. According to its Web site, ?Our users have reported profound benefits that include: clearer and quicker thinking; faster problem-solving skills; increased alertness and awareness; better concentration at work or while driving; sharper memory for names, numbers and directions.?

Those results are achieved, the companies say, by repurposing cognitive tasks initially developed by psychologists as tests of mental abilities. With technical names like the antisaccade, the N-back and the complex working memory span task, the exercises are dressed up as games that become increasingly difficult as students gain mastery.

Conceived to appeal to adults, especially baby boomers looking to stanch the effects of aging, Lumosity now draws one-quarter of its audience from students between the ages of 11 and 21, according to Michael Scanlon, the company?s scientific director. ?I was taken aback that so much of our user base is so young,? he said. ?The particular audience I had in mind at the earliest stages of the company was my mother.? In response to requests from schoolteachers, the fee is now waived ? $15 a month ? for students in their classrooms. More than 1,000 teachers and 10,000 students have enrolled this year, Mr. Scanlon said.

For the one-on-one training at LearningRx, fees are decidedly higher, from about $80 to $90 an hour in Upper Montclair. The students come with learning disabilities, with grades they want to improve in a competitive academic environment, all with hopes of just being sharper.

TAYLOR WEBSTER, 16, trains daily for lacrosse with a personal coach. ?She has natural athletic ability,? said her mother, Samantha Newman-Webster. ?But it?s really through her training that she has been able to achieve to the point where she?s being sought out by college recruiters.? Would brain training, the family wondered, do for her grades what physical training did for her lacrosse game?

Source: http://www.nytimes.com/2012/11/04/education/edlife/a-new-kind-of-tutoring-aims-to-make-students-smarter.html?partner=rss&emc=rss

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Timely Assistance From Real Estate Management Companies ...

Property Management Texas Purchasing real estate can be a profitable and enjoyable venture as you watch the development and success of your investment over time. This can also be a very time-consuming process with payments to collect, tenants to find, and areas to update and maintain. If you own real estate but are often involved in other projects, you may not have the time to properly manage your investment. Work with a reputable Find Real Estate to help correct this problem. Property managers can assist in the process of finding tenants, receiving payments, and communicating with the tenants of the property. We always work hard to be the source of the very best property management services you will find anywhere. We know that different properties require different approaches and our managers are flexible and innovative. Call us today for a great solution to your property management questions. Find Real Estate

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Source: http://www.bantrypylonprotest.com/timely-assistance-from-real-estate-management-companies-8/

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What is Online Marketing? | Apectf | Apectf

There are so many companies out there who still rely on the more traditional methods of marketing and advertising, and have not yet realised just how much business can be gleaned from marketing on the internet.? Online marketing today involves much more than simply having a website: it involves using every possible channel available to make sure that prospective clients and customers can find your website when they search online for your particular product or service. Without an adequate and well-managed online presence, having a website these days is simply not enough to improve your business prospects.

This involves optimising your site for search engines. Search engine optimisation (SEO) is the buzzword in online marketing currently, and involves using various methods to ensure that your website ranks well in search engine results. Link building is another important aspect of online marketing. Essentially, links to your website represent ?votes? as to the value of your website, indicating that it is important or popular. Through building many links to your website, the search engines can rank your website by popularity and make your website more visible to the general public, increasing your web traffic and therefore the amount of business you stand to get from your internet presence.

Another increasingly important aspect of online marketing is the social media aspect. Social media such as Facebook, Twitter and LinkdIn are vitally important in increasing your business? visibility online and making your business more memorable.

Email marketing is also very popular, and is a good way for your business to inform customers about special deals, offers or specials you may be offering at any particular time. Always ensure that your email marketing is not ?spam?, and that the people you email have agreed in advance to receive your professional correspondence. If they haven?t, this can really damage your business? reputation in the long run, and your online brand image can be negatively affected.

Source: http://www.apectf.net/what-is-online-marketing/

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Scope of Sandy's devastation widens, death toll spirals

NEW YORK (Reuters) - From New York City's Staten Island to the popular beach towns of the Jersey Shore, rescuers and officials on Friday faced growing evidence of widespread destruction wrought by superstorm Sandy, mounting anger over delayed relief and a rising death toll.

The total killed in one of the biggest storms to hit the United States jumped by a third on Thursday alone, to 98. In New York City, 40 people have been found dead, half of them in Staten Island, which was overrun by a wall of water on Monday.

Among the dead in Staten Island were two brothers, aged 2 and 4, who were swept from their mother's arms after her car stalled in rising flood waters. Their bodies were found near each other in a marshy area on Thursday.

U.S. Secretary of Homeland Security Janet Napolitano and Federal Emergency Management Agency Deputy Administrator Richard Serino planned to visit Staten Island on Friday amid angry claims by some survivors that the borough had been ignored.

Scenes of angry storm victims could complicate matters for politicians, from President Barack Obama just four days before the general election, to governors and mayors in the most heavily populated region in the United States. Obama visited New Jersey on Wednesday and has received praise for his handling of Sandy.

"They forgot about us," said Theresa Connor, 42, describing her Staten Island neighborhood as having been "annihilated." "And (Mayor Michael) Bloomberg said New York is fine. The marathon is on!"

Fury has been escalating throughout New York at Bloomberg's decision to proceed with the world's largest marathon on Sunday, vowing the event - which attracts more than 40,000 runners - would not divert any resources storm victims.

"If they take one first responder from Staten Island to cover this marathon, I will scream," New York City Councilman James Oddo said on his Twitter account. "We have people with no homes and no hope right now."

Staten Island, which lies across New York Harbor from lower Manhattan, is home to about 500,000 residents, many blue-collar workers whose families have lived there for generations.

CRIME FEARS

In New Jersey, entire neighborhoods in oceanside towns were swallowed by seawater and the Atlantic City boardwalk was destroyed. At least 13 people were killed in New Jersey and the toll was not only financial, but heavily emotional as well.

"There's nothing more precious to people than their homes. Those are where their families are, their memories and possessions of their lives, and there's also a sense of safety to home," New Jersey Governor Chris Christie said late on Thursday.

"That sense of safety was violated with water rushing into people's homes at an enormous rate of speed and people having to literally swim, climb, jump for their lives," he said.

The financial cost of the storm promised to be staggering. Disaster modeling company Eqecat estimated Sandy caused up to $20 billion in insured losses and $50 billion in economic losses, double its previous forecast.

At the high end of the range, Sandy would rank as the fourth costliest U.S. catastrophe ever, according to the Insurance Information Institute, behind Hurricane Katrina in 2005, the September 11, 2001, attacks and Hurricane Andrew in 1992.

About 4.5 million homes and businesses in 15 U.S. states were still without power, down from a record high of nearly 8.5 million.

In blacked-out New York City neighborhoods, some residents complained about a lack of police and expressed fears about an increase in crime. Some were also concerned about traffic safety. New York police officials were not immediately available to comment.

"People feel safe during the day but as soon as the sun sets, people are extremely scared. The fact that Guardian Angels are on the streets trying to restore law just shows how out of control the situation is in lower Manhattan," said Wolfgang Ban, a restaurant owner in Manhattan's Alphabet City neighborhood.

The Guardian Angels are a group of anti-crime volunteers.

Staten Island Borough President James Molinaro directed his anger over relief efforts at the American Red Cross. "I have not seen the American Red Cross at a shelter, I have not seen them down on the south shore where people are buried in their homes, they have nothing to drink and nothing to eat," he said.

The American Red Cross said it was doing everything it could to aid those affected by the storm as quickly as possible and that help was on the way to Staten Island, usually reached by a 25-minute ferry ride from Lower Manhattan.

ANGER OVER SCARCE GAS

Also among the dead in New York City were a 13-year-old girl, whose body was found amid the debris of a Staten Island house, while in Brooklyn a 24-year-old man and woman were killed by a falling tree.

The hunt for gasoline added to a climate of uncertainty as Sandy's death toll and price tag rose. In the New York City borough of Queens a man was charged with threatening another driver with a gun after he tried to cut in on a line of cars waiting for gas, Queens District Attorney Richard Brown said.

Sandy started as a late-season hurricane in the Caribbean, where it killed 69 people, before smashing ashore in the United States with 80-mile-per-hour (130-kph) winds. It stretched from the Carolinas to Connecticut and was the largest storm by area to hit the United States in decades.

The Federal Emergency Management Agency agreed to cover 100 percent of emergency power and public transportation costs through November 9 for affected areas of New York and New Jersey, up from the traditional share of 75 percent.

New Jersey natives Bruce Springsteen and Jon Bon Jovi will headline a benefit concert for storm victims Friday on NBC television, the network announced.

The presidential campaign has returned to full swing after being on hold for several days because of the storm. Obama, locked in a tight race with Republican challenger Mitt Romney head of next Tuesday's election, appeared to gain politically from his disaster relief performance.

Christie, a vocal Romney supporter, praised Obama, and Bloomberg, a political independent, endorsed Obama on Thursday.

In New York, U.N. headquarters suffered severe damage and U.N. Secretary-General Ban Ki-moon offered recovery help to the United States and Caribbean nations affected by the storm.

(Writing by Michelle Nichols; Editing by Eric Walsh; editing by Mary Milliken)

Source: http://news.yahoo.com/fuel-scarce-east-coast-struggles-recover-storm-000645293.html

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New technique connects multi-walled carbon nanotubes

ScienceDaily (Oct. 29, 2012) ? Using a new method for precisely controlling the deposition of carbon, researchers have demonstrated a technique for connecting multi-walled carbon nanotubes to the metallic pads of integrated circuits without the high interface resistance produced by traditional fabrication techniques.

Based on electron beam-induced deposition (EBID), the work is believed to be the first to connect multiple shells of a multi-walled carbon nanotube to metal terminals on a semiconducting substrate, which is relevant to integrated circuit fabrication. Using this three-dimensional fabrication technique, researchers at the Georgia Institute of Technology developed graphitic nanojoints on both ends of the multi-walled carbon nanotubes, which yielded a 10-fold decrease in resistivity in its connection to metal junctions.

The technique could facilitate the integration of carbon nanotubes as interconnects in next-generation integrated circuits that use both silicon and carbon components. The research was supported by the Semiconductor Research Corporation, and in its early stages, by the National Science Foundation. The work was reported online October 4, 2012, by the journal IEEE Transactions on Nanotechnology.

"For the first time, we have established connections to multiple shells of carbon nanotubes with a technique that is amenable to integration with conventional integrated circuit microfabrication processes," said Andrei Fedorov, a professor in the George W. Woodruff School of Mechanical Engineering at Georgia Tech. "Connecting to multiple shells allows us to dramatically reduce the resistance and move to the next level of device performance."

In developing the new technique, the researchers relied on modeling to guide their process parameters. To make it scalable for manufacturing, they also worked toward technologies for isolating and aligning individual carbon nanotubes between the metal terminals on a silicon substrate, and for examining the properties of the resulting structures. The researchers believe the technique could also be used to connect multi-layered graphene to metal contacts, though their published research has so far focused on carbon nanotubes.

The low-temperature EBID process takes place in a scanning electron microscope (SEM) system modified for material deposition. The SEM's vacuum chamber is altered to introduce precursors of the materials that researchers would like to deposit. The electron gun normally used for imaging of nanostructures is instead used to generate low energy secondary electrons when the high energy primary electrons impinge on the substrate at carefully chosen locations. When the secondary electrons interact with hydrocarbon precursor molecules introduced into the SEM chamber, carbon is deposited in desired locations.

Unique to the EBID process, the deposited carbon makes a strong, chemically-bonded connection to the ends of the carbon nanotubes, unlike the weakly-coupled physical interface made in traditional techniques based on metal evaporation. Prior to deposition, the ends of the nanotubes are opened using an etching process, so the deposited carbon grows into the open end of the nanotube to electronically connect multiple shells. Thermal annealing of the carbon after deposition converts it to a crystalline graphitic form that significantly improves electrical conductivity.

"Atom-by-atom, we can build the connection where the electron beam strikes right near the open end of the carbon nanotubes," Fedorov explained. "The highest rate of deposition occurs where the concentration of precursor is high and there are a lot of secondary electrons. This provides a nanoscale sculpturing tool with three-dimensional control for connecting the open ends of carbon nanotubes on any desired substrate."

Multi-walled carbon nanotubes offer the promise of higher information delivery throughput for certain interconnects used in electronic devices. Researchers have envisioned a future generation of hybrid devices based on traditional integrated circuits but using interconnects based on carbon nanotubes.

Until now, however, resistance at the connections between the carbon structures and conventional silicon electronics has been too high to make the devices practical.

"The big challenge in this field is to make a connection not just to a single shell of a carbon nanotube," said Fedorov. "If only the outer wall of a carbon nanotube is connected, you really don't gain much because most of the transmission channel is under-utilized or not utilized at all."

The technique developed by Fedorov and his collaborators produces record low resistivity at the connection between the carbon nanotube and the metal pad. The researchers have measured resistance as low as approximately 100 Ohms -- a factor of ten lower than the best that had been measured with other connection techniques.

"This technique gives us many new opportunities to go forward with integrating these carbon nanostructures into conventional devices," he said. "Because it is carbon, this interface has an advantage because its properties are similar to those of the carbon nanotubes to which they are providing a connection."

The researchers don't know exactly how many of the carbon nanotube shells are connected, but based on resistance measurements, they believe at least 10 of the approximately 30 conducting shells are contributing to electrical conduction.

However, handling carbon nanotubes poses a significant challenge to their use as interconnects. When formed through the electric arc technique, for example, carbon nanotubes are produced as a tangle of structures with varying lengths and properties, some with mechanical defects. Techniques have been developed to separate out single nanotubes, and to open their ends.

Fedorov and his collaborators -- current and former graduate students Songkil Kim, Dhaval Kulkarni, Konrad Rykaczewski and Mathias Henry, along with Georgia Tech professor Vladimir Tsukruk -- developed a method for aligning the multi-walled nanotubes across electronic contacts using focused electrical fields in combination with a substrate template created through electron beam lithography. The process has a significantly improved yield of properly aligned carbon nanotubes, with a potential for scalability over a large chip area.

Once the nanotubes are placed into their positions, the carbon is deposited using the EBID process, followed by graphitization. The phase transformation in the carbon interface is monitored using Raman spectroscopy to ensure that the material is transformed into its optimal nanocrystalline graphite state.

"Only by making advances in each of these areas can we achieve this technological advance, which is an enabling technology for nanoelectronics based on carbon materials," he said. "This is really a critical step for making many different kinds of devices using carbon nanotubes or graphene."

Before the new technique can be used on a large scale, researchers will have to improve their technique for aligning carbon nanotubes and develop EBID systems able to deposit connectors on multiple devices simultaneously. Advances in parallel electron beam systems may provide a way to mass-produce the connections, Fedorov said.

"A major amount of work remains to be done in this area, but we believe this is possible if industry becomes interested," he noted. "There are applications where integrating carbon nanotubes into circuits could be very attractive."

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Story Source:

The above story is reprinted from materials provided by Georgia Institute of Technology, Research Communications.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

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Journal Reference:

1. S. Kim, D. Kulkarni, K. Rykaczewski, M. Henry, V. Tsukruk, A. Fedorov. Fabrication of an Ultra-Low-Resistance Ohmic Contact to MWCNT-Metal Interconnect using Graphitic Carbon by Electron Beam Induced Deposition (EBID). IEEE Transactions on Nanotechnology, 2012; : 1 DOI: 10.1109/TNANO.2012.2220377

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/matter_energy/technology/~3/bg5KaQmezII/121030093616.htm

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